OKX Extends Interest-Free Period for Institutional Loans and Simple Earn

In a significant update, OKX has announced changes to its interest-free policy for Institutional Loan repayments and the Simple Earn fixed program. Starting November 10, 2025, the interest-free period for Institutional Loan repayments will be extended from 24 hours to 72 hours, as detailed by OKX.

Impact on Institutional Loan Borrowers

Under the new policy, borrowers repaying loans more than 72 hours before maturity will incur a prepayment fee, equivalent to 100% of the residual interest. However, if repayments occur within the final 72 hours before the loan’s maturity, no interest will be charged for the remaining full hours until maturity. This adjustment aims to provide more flexibility to borrowers managing their repayment schedules.

Changes for Simple Earn Fixed Users

For users of the Simple Earn fixed program, early termination of orders more than 72 hours before the scheduled term will result in compensation of 100% of the remaining interest. Conversely, if early repayment happens within the last 72 hours of the term, the remaining interest until maturity will not be charged. This change is designed to offer users a more favorable interest management option.

These updates reflect OKX’s ongoing efforts to enhance its financial products and provide more advantageous terms for its users. For more details, interested parties can visit the official announcement on the OKX website.

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