Galaxy Digital Launches ‘GalaxyOne,’ a Super-App Uniting Crypto, Cash, and Stocks

Galaxy Digital has introduced GalaxyOne, a comprehensive app that combines crypto trading, zero-fee stock investing, and high-yield cash accounts within one integrated platform for US retail users. The initiative extends the company’s institutional-grade infrastructure to individual investors, positioning it in competition with firms like Robinhood and Cash App.

GalaxyOne includes four key offerings: Galaxy Premium Yield, GalaxyOne Cash, GalaxyOne Crypto, and GalaxyOne Brokerage. Accredited investors can access Galaxy Premium Yield, an investment note offering an 8.00% Annual Percentage Yield (APY), generated through Galaxy’s institutional lending operations established in 2018. 

The product requires a minimum commitment of US$25,000 (AU$37,785) and limits each investor to US$1 million (AU$1.51 million), with an initial total cap of US$250 million (AU$377.85 million).

The GalaxyOne Cash account, accessible to all users, provides a 4.00% APY and is insured by the FDIC up to US$250,000 (AU$377,850), supported by Cross River Bank. Users may automatically reinvest earned interest into cryptocurrencies such as Bitcoin, Ethereum, Solana, or Paxos Gold.

Related: US Treasury Exempts Crypto From Unrealised Gains Tax in Major Industry Win

Galaxy’s Next Step in Consumer Finance

GalaxyOne Crypto allows real-time crypto transactions and recurring purchases of major digital assets, while GalaxyOne Brokerage enables commission-free trading of more than 2,000 US stocks and ETFs. Fractional shares can be purchased from as little as US$10 (AU$15.11), and retirement accounts including traditional and Roth IRAs are supported.

GalaxyOne was developed from the Fierce finance app, acquired by Galaxy Digital in 2024 for US$12.5 million (AU$18.89 million). The platform is now led by Zac Prince, Managing Director at Galaxy and former Fierce co-founder, with former CEO Rob Cornish as Chief Technology Officer. Mike Novogratz, Galaxy Digital’s founder and CEO, said the company has “spent years building institutional-quality infrastructure” and is now extending it to individuals. 

Galaxy’s goal, Prince said, is to give clients a seamless experience across asset classes:

GalaxyOne delivers exactly that: a unified opportunity to earn yield on cash, trade crypto, and access US equities, all supported by Galaxy’s financial discipline, institutional oversight, and professional team trusted by some of the world’s most sophisticated institutions.

Zac Prince, Managing Director at Galaxy

Related: Galaxy Digital Set to List on Nasdaq, Relocates to Delaware